Making Cataract Surgery Affordable

You may be wondering about the cost of cataract eye surgery. Learn more about Medicare coverage, factors impacting the out-of-pocket cost to you and different methods of payment available at Swagel Wootton Eye Institute in Mesa and Chandler, AZ.

There are three main factors that impact what your insurance company covers, as follows:

  • Timing: When you elect to undergo cataract surgery, your insurer considers the status of your cataracts. If you choose to have the surgery before cataracts have “ripened” or fully developed, check with your insurance company to make sure they will cover it. Find out if your policy covers the cost of the procedure any time or just when cataracts interfere with your ability to work or perform daily tasks.
  • Type of Lens: Before undergoing cataract eye surgery, you choose the type of intraocular lens (IOL) you want. This affects how much insurance will pay. For example, many policies pay the full cost of monofocal lenses, which are the most common. However, some companies do not pay for premium lenses that correct astigmatism and vision at various distances. These lenses are considered unnecessary from a medical standpoint, though they may significantly improve your lifestyle.
  • Technique: Insurance companies don’t typically cover laser and computer-assisted cataract surgery. These procedures require less recovery time but cost more than traditional cataract eye surgery performed with a scalpel. Make an informed decision about what surgery will best accomplish your vision goals. We are willing to work with you using a number of payment methods.
Elderly couple on their laptop reading about cataract surgery and the cost of cataract surgery Older couple on laptop reading about the cost of cataract surgery

In most situations, Medicare pays for cataracts regardless of the type of surgery, conventional or laser assisted. However, you should check your plan coverage or call your insurer to find out if that applies to your specific case. If your policy covers both types, then you only have to worry about the co-pay when you come in for cataract removal and the installation of an IOL.

Come to Swagel Wootton Eye Institute for an initial evaluation of your cataracts. Our team can help you figure out what your insurance covers and whether you’re eligible for our 0% financing for up to two years. Take care of your cataracts and space your payments over two years with no down payment and affordable monthly installments. Our cataract surgeons in Arizona and the whole team at our Mesa or Chandler offices are here to help you find a way to clear vision.

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For fastest service during the hours of 8 am-5 pm Monday-Friday, call us at 480-372-2616. Otherwise, fill out the form below to schedule your consultation.

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