Making Cataract Surgery Affordable
You may be wondering about the cost of cataract eye surgery. Learn more about Medicare coverage, factors impacting the out-of-pocket cost of cataract treatment and different methods of payment available at Swagel Wootton Eye Institute in Mesa and Chandler, AZ.
Your Lens Choice
There are three main factors that impact cataract surgery costs and what your insurance company covers, as follows:
- Timing: When you elect to undergo cataract surgery, your insurer considers the status of your cataracts. If you choose to have the surgery before cataracts have “ripened” or fully developed, check with your insurance company to make sure they will cover it. Find out if your policy covers the cost of the procedure any time or just when cataracts interfere with your ability to work or perform daily tasks.
- Type of Lens: Insurance coverage and the depends on the type of implanted during the . If you choose with , many policies pay the full cost. While insurance typically covers the cost of and standard , advanced surgical techniques have out-of-pocket expenses. or (a ) for may have additional costs. Some companies do not pay for premium lenses that correct and vision at various distances. are considered unnecessary from a medical standpoint, though they may significantly improve your lifestyle. and presbyopia-correcting also may have extra costs.
- Technique: Insurance companies don’t typically cover techniques like computer-assisted and . These procedures require less recovery time but cost more than performed with a scalpel. Make an informed decision about what will best accomplish your vision goals. We are willing to work with you using a number of payment methods.
In most situations, Medicare pays for regardless of the type of , conventional or . However, you should check your plan coverage or call your insurer to find out if that applies to your specific case. If your policy covers both types, then you only have to worry about the co-pay when you come in for and the installation of an .
Come to Swagel Wootton Institute for an initial of your cataracts with a . Our team can help you figure out what your insurance covers and whether you’re eligible for our 0% financing for up to two years. Take care of your cataracts and space your payments over two years with no down payment and affordable monthly installments. Our surgeons in Arizona and the whole team at our Mesa or Chandler offices are here to help you find a way to clear vision.
Schedule Your Consultation.
For fastest service during the hours of 8 am-5 pm Monday-Friday, call us at 480-372-2616. Otherwise, fill out the form below to schedule your consultation.