Paying for your Procedure

Commonly Accepted Insurance Plans

We accept most major commercial and government plans, including:

• Aetna
• Alignment Healthcare
• Arizona Care Network
• Arizona Complete Health
• Arizona Health Care Cost Containment System (AHCCCS)
• Banner University Health Plans
• Blue Cross Blue Shield
• Care1st Health Plan One Care
• Cigna
• Claritev
• Devoted Health
• First Health
• HealthSmart
• HealthSpring
• Humana Medicare
• Medicare
• Medicaid
• MercyCare
• Molina Complete Care
• Optum
• Railroad Medicare
• Tricare West
• TriWest
• United Healthcare

Individual insurance plans and coverage can vary based on your specific policy, employer group, or plan network. Please call our office to confirm that we accept your specific plan and that your visit or procedure is covered.

At Swagel Wootton Eye Institute, we want you to enjoy a life complete with great vision, affordably. We offer financing options on all elective procedures through ALPHAEON Credit and CareCredit. Our financing options include:

• Payment in Full – Payment in full is due 24 hours prior to your surgery and can be paid by cash, cashier’s check or by credit card (Mastercard, Visa, American Express or Discover).
• Extended payment options up to 5 years with approved credit.
• Deferred interest with no money down with approved credit.

At your consultation, your Swagel Wootton Eye Institute surgical counselor can help you with the application process.

Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) both provide ways to use pretax dollars to pay for medical expenses not typically covered by insurance, including vision correction procedures. You can use both HSA and FSA funds to cover all or part of your procedure. Check out our blogs on how to plan and use your HSA funds and FSA funds and schedule your consultation and ask your surgical counselor how!